Excuses for Wasting, Misusing or Poorly Handling Your Money (as if you needed more)

Jun 9, 2021

  • I don’t want to know how much money I have in my account.  I don’t want to focus on money.
  • I don’t want to know how much money I make.  I’m afraid it will go to my head.
  • I don’t want to know how much I owe.  It will make me depressed.
  • I am jinxed when it comes to investing.  As soon as I buy it, it will go down.
  • I can’t save money.  As soon as I do, I just turn around and spend it, so why try?
  • I really want to live in the moment.  I don’t want to focus on money!

That’s why I wrote the book, Hidden Figures: Seven Numbers Women Must Know and Hidden Figures Workbook: A Companion to Hidden Figures.  I clarify what KNOWING your seven numbers will actually do for you.  Each of the excuses listed above are really excuses to not know and not be accountable.   But KNOWING will actually do so much more for you.  It will keep you from being overwhelmed.  It will help you live in integrity with yourself.

Order here: https://www.myhiddenfigures.net/books-and-workbooks

“I just want to live in the moment,” groaned Joanne. We were discussing Net Worth and how it should be growing each year. “I just lost my husband. I’m tired of putting things off for the future. I want to live right now.”

She voiced an excellent point. We should be living right now. We should be living in the moment. Living in the moment means doing your very best right now, using all your senses to take in, enjoy and figure out right now; not tomorrow, but now. It means you are using all your mental, physical, and financial resources to contribute all you are here on this earth to contribute. You are bringing your very best and offering it to everything you do. You are taking responsibility for how you spend your limited resources. (All resources are finite, right?) You are treating your assets with respect, thinking clearly about each asset’s best use and how it can help you live your best life.

On the other hand, living for the moment simply says that financial reality is not important. “Oh, what the hell. I need a vacation!” might be a justification for disregarding responsibilities. It says that you can blow things off, even disregarding commitments and financial safety. I am not saying that any spontaneous expenditure is a bad idea. But I am talking about justifying poor financial decisions. There is a huge difference in living in the moment as opposed to living for the moment. We bring about our very best life when we live respectfully with what we’ve been given. That’s living in the moment.

No excuses needed.  Achieving your dreams is the no-added-cost bonus!